Laxmi Bank has taken the initiative to reach small- and medium-sized enterprises (SMEs). These entrepreneurs can now supplement their investments to start a small business or to achieve growth in capacity by borrowing term and working capital funds from the bank. The financial institution has created a full-fledged SME cell to cater to their financial needs. The bank's foray into this new area follows after a successful implementation of manufacturers and suppliers of raw materials catering to local and multinational companies.