At the corner of a road in Tilottama Municipality that stretches between mustard fields, stands a white one-storey house. In front of it an old tree, and underneath the tree a table and a few chairs.
The neighbourhood is quiet under the pale sun of early spring. The only sounds are of rustling leaves, punctuated by occasional grunts and moos from a nearby shed.
Madan Bhusal, 27, is busy preparing feed for the cattle as his employees clean the shed. Inside, his wife Ambika and sister-in-law Sanchita prepare lunch as they wait for Pawan, Madan’s brother, to return home from their dairy shop.
It has been nearly seven years since the Bhusals moved to Tilottama from Nawalparasi in search of a better life. Over the years, this dairy farm has been their home and the source of a proper livelihood.
Read also: <a href="https://www.nepalitimes.com/banner/pigs-fly-and-fish-climb-trees/">Pigs fly and fish climb trees</a>, Sahina Shrestha
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“We moved here because there was a larger market than back in Nawalparasi,” says Madan. “When we started out, there weren’t many commercial dairy farmers here. We saw the opportunity to fill the gap.”
Madan’s parents were farmers too, so he took easily to rearing and milking cows and buffaloes. Like many in their village, their family too was involved in animal husbandry but on a much smaller scale. But as he grew older, Madan felt constricted by the narrow market and wanted to expand the business. He looked at Narayangad and Butwal, studying the dairy market in both the areas.
Of the two, he felt Butwal offered better opportunities. “It was a growing market, and I knew we could tap into it if we strategised and worked hard,” he recalls.
He ferried some of the family livestock from Nawalparasi and started the business from scratch with his brother. The family now owns 16 buffaloes and 45 cows, and together operates Narayani Gai Bikas Farm.
Read also: <a href="https://www.nepalitimes.com/banner/dont-give-up-on-nepal-it-has-lots-to-offer/">Don’t give up on Nepal, it has lots to offer</a>, Sahina Shrestha
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It now produces 350 litres of milk every day which is sold directly to customers through the Pawan Dudh Dairy shop by the highway in Kotihawa. Apart from milk, the farm also produces paneer, yogurt and other dairy products. Business is thriving with an income of Rs150,000-200,000 every month, part of which the family invests back into the business.
“What sets us apart from others is that we don’t mix water in our milk, and we ensure that our products are of the highest quality,” says Madan.
While Madan monitors the production cycle, his brother Pawan handles the daily distribution, delivering milk to the customer base every day. &nbsp;Ambika and Sanchita help out wherever they can, from looking after the cattle to preparing feed for them and food for the staff.
Both of them are glad that their husbands have chosen the route of entrepreneurship rather than opting to go abroad like many others from their village.
Read Also: <a href="https://www.nepalitimes.com/banner/life-in-a-pickle/" target="_blank">Life in a pickle</a>, Sahina Shrestha
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“I am happy they are here and we get to live together as a family. It is hard work, but we all take care of the chores together and look after each other,” says Ambika.
The enterprising family has had its fair share of challenges in the business. In the initial days when they did not have a milk cooling machine, much of the leftover milk was wasted every day. They soon learnt to make less perishable dairy products to minimise loss.
Pawan does not regret following his brother to Rupandehi despite the hurdles along the way. “If it is about earning money, we can do it in Nepal: “Why bother going abroad and working for others when you can be your own boss and live with your family?”
Ironically, even while Madan and Pawan have established a thriving dairy business in Nepal, their biggest challenge is to find farm workers, as most young Nepalis in the area have migrated abroad. But the brothers don’t want that problem to get in the way of their expansion plans. Says Pawan, “The next step is to scale the business both in production and distribution.”&nbsp;
Read Also: <a href="https://www.nepalitimes.com/banner/money-grows-on-trees-here/" target="_blank">Money grows on trees here</a>, Sahina Shrestha

Sahina Shrestha

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A family that works together stays together

The first time Tanka Nath Ghimire stepped outside Nepal was on a bus to Mumbai with his uncle. He was 15, and the three-day journey across India was unfamiliar, noisy and hot.For the next four years, Tanka toiled in the crowded city working as a dishwasher in a restaurant, with a single goal in mind: to earn money. But the pay was poor, and the work hard.When he returned to Nepal, he knew he had to go abroad again to improve prospects for a better life for himself and his family.The last time, he was not on a bus, but on a plane to Doha. He covered three times the distance to Mumbai in a mere five hours.In Qatar, he worked in an electrical company, and earned enough to send back a little to his family at home. He returned after four years, determined not to migrate anymore. He decided his destiny was in his own country.“Living and working abroad for almost 15 years taught me how to work hard, and much later it also taught me the value of that hard work in my own motherland,” says Tanka, who with his wife Laxmi now own and run the Ranimahal Resort in Awal of Palpa.The hotel is on the way to the famous Rani Mahal, the palace on a bend on the Kali Gandaki River built by Khadga Shumshere Rana for his youngest wife, Tej Kumari Devi. Recently refurbished, the palace is known as Nepal’s Taj Mahal.Tanka’s hotel caters to the steady stream of visitors to the palace, and with his wife by his side he serves customers, maintains the property with a sense of belonging and ownership that he did not have abroad.Read Also: <a href="https://www.nepalitimes.com/banner/money-grows-on-trees-here/" target="_blank" rel="noopener noreferrer">Money grows on trees here</a>, Sahina Shrestha<figure><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221114131128/637235179c7e80680e0c496ajpeg.jpg" alt="" width="1500" height="1000"/><figcaption>The Ranimahal Resort in Awal, Palpa. Photos: AMIT MACHAMASI</figcaption></figure><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221114131128/6372351a9c7e80680e0c496bjpeg.jpg" alt="" width="1500" height="1000">But it has not always been smooth sailing. Tanka grew up in a family that had to work hard in the fields to grow enough food to feed everyone.That is what drove Tanka to accompany his uncle to Mumbai to escape the drudgery and poverty.“At that time all I thought was about getting a job,” he recalls. “The experience in Mumbai taught me that I had to go to a better country to earn more.”Back in Nepal, he borrowed  Rs120,000 and flew to Saudi Arabia. His meagre salary of 350 riyal was not enough for himself, and he could not save much to send home.Moreover, the managers of the company where he worked set a target for workers, and if they did not meet it they were fined. The Nepali workers banded together and went on strike. They were thrown in jail. After four and a half years, he decided he had enough and returned home, and got married to Laxmi.But unable to eke out a decent living, he decided to go abroad once again. In Qatar, things were better, and he saved enough to send money home regularly and visited his family every couple of years.Read also: <a href="https://www.nepalitimes.com/opinion/staying-in-nepal-to-create-jobs/">Staying in Nepal to create jobs</a>, Naresh NewarIt was during this time that Tanka started noticing the changes around the village and in himself.There were no young people left. The terrace fields were barren, and overgrown with bushes. When someone in the village died, there would only be older people during the cremation ceremony.<img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221114131128/6372351d9c7e80680e0c496cjpeg.jpg" alt="" width="166" height="168"><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221114131128/6372351e9c7e80680e0c496djpeg.jpg" alt="" width="1500" height="1000">Tanka Nath Ghimire and his wife Laxmi operate the Ranimahal Resort together. Photos: AMIT MACHAMASI“If this continued, there would be no home to come back to. Our society would collapse, so I decided to come back for good,” he adds.Once back, he was faced with a problem: he did not have enough capital to start his own business. What little he earned abroad was spent on taking care of the family, and since he was absent for so long, no one knew and trusted him enough to loan him any money.He managed to borrow Rs20,000 and invested in a poultry farm. But he did not have any experience, and 40 of the 100 chicks he bought died. “I thought I’d have to go back abroad again,” he recalls.But he raised the remaining chicken and sold them to hotels and butcher shops in the neighbourhood, bypassing the middlemen. Slowly, he expanded his business and added more chicken.He started a vegetable farm, and fertilised it with chicken manure. He ferried the vegetables and chicken on a motorcycle over rough roads. He often got stuck in the mud, and needed help to push his bike.Once, some foreigners who could not find a hotel stayed as guests in his own house, and that is when Tanka and Laxmi got the idea to get into the business.“If they were willing to stay over at my old house, maybe we could get more people to come here if there was a better place for them to room,” he says.So, he once again borrowed money and put what little saving he had into opening Ranimahal Fishing Resort. At that time, there were no motorable roads leading to Rani Mahal, and Tanka’s little cottage resort with a man-made fishing pond was in the middle of nowhere.“It was a gamble. People here said that I was wasting money I had earned abroad and once I’d spent it all, I would go back abroad again,” says Tanka.Some of his relatives were also not happy with the decision, because as a Brahmin, he was selling meat and alcohol. But with support from Laxmi, Tanka was confident he was on the right track. “I did not care, I knew they would change their mind once I was successful,” says Tanka.Read Also: <a href="https://www.nepalitimes.com/banner/life-in-a-pickle/" target="_blank" rel="noopener noreferrer">Life in a pickle</a>, Sahina Shrestha<figure><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221114131128/637235239c7e80680e0c496fjpeg.jpg" alt="" width="1280" height="720"><figcaption> </figcaption></figure>For the first several months, the flow of customer was slow. Every night, Tanka would sleep in different rooms to keep the rats away.But slowly things started looking up, Rani Mahal started getting more attention. To set themselves apart from the rest, the Ghimire couple used a simple tactic: provide clean and hygienic stay with local organic food. In order to ensure that his neighbours benefited as well, they source everything locally.During the initial days much of the marketing was through word of mouth, and after the lockdown ended last year, the couple took a loan to upgrade the property and rebranded it as Ranimahal Resort.Apart from fresh fish from the pond, local chicken and organic vegetables, customers can now also feast on kalij pheasant.Read also: <a href="https://www.nepalitimes.com/opinion/nepali-entrepreneur-turns-trash-into-cash/">Nepali entrepreneur turns trash into cash</a>, Naresh Newar<figure><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221114131128/637235269c7e80680e0c4970jpeg.jpg" alt="" width="1280" height="720"><figcaption> </figcaption></figure><figure><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221114131128/6372352a9c7e80680e0c4971jpeg.jpg" alt="" width="1500" height="1000"><figcaption> </figcaption></figure>With the road leading up to Rani Mahal currently being upgraded, the Ghimires are hopeful about the future. “When we started we were at zero. Now we have something to show, and it proves that hard work always pays,” says Laxmi.Tanka is happy that more and more local youth have learnt from his experience and have changed their mind about migrating abroad for work. Relatives who once snubbed him for running a hotel now come and stay over.Says Tanka, “Anyone who is thinking about migrating should listen to my story. Where I was and how far I have come. And I have many more things to achieve. My message is: don’t give up on Nepal, our motherland has lots to offer.”Read also: <a href="https://www.nepalitimes.com/banner/the-extraordinary-lives-of-ordinary-nepalis/">The extraordinary lives of ordinary Nepalis</a>, Shristi KarkiThis is the third in the series Striking Roots, featuring stories of entrepreneurs from across the country. If you know someone whose story needs to be told, email us at <a href="mailto:editors@nepalitimes.com" target="_blank" rel="noopener noreferrer">editors@nepalitimes.com</a>.

Don’t give up on Nepal, it has lots to offer

<figure><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221110121140/636ce3949c7e80680e096660jpeg.jpg" alt="" width="1500" height="1125"/><figcaption>Taxi entrepreneur Sushil Thapa believes that every job has dignity. His own life in which he has climbed up the career ladder starting as a bus conductor is proof of this.</figcaption></figure>It is a story that 37-year-old Sushil Thapa had been waiting all these years to tell his 13-year-old daughter, one that panned across episodes of his struggles before she was born.When he was 22 years old, Thapa eloped with the love of his life, his college friend, Nisha Fago. Little did he know at that time that his family would disown him for marrying someone from a different ethnicity.When he entered his home with his bride, his parents asked him to choose between his Limbu wife and them. He naturally chose the one he had already committed himself to for life.“Being the only son in my family, I thought they would welcome us home. But instead, they asked us to leave. We left with nothing except a few kitchen utensils and a blanket,” says Thapa, still hurting from the memory of the way his parents treated him and his wife all those years ago.In their journey together of being estranged from their respective families, Nisha and Sushil supported each other.“She was the one reason that I managed to survive and she gave me a lot of confidence. And today, I tell everyone, my wife was the one behind my success story,” explains Thapa.<figure><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221110121140/636ce3989c7e80680e096661jpeg.jpg" alt="" width="1280" height="960"><figcaption> </figcaption></figure>The newly-wed couple did not have any cash with them at the time, so Fago sold all her jewellery to start a small cosmetic shop in Ilam Bazar. The shop ran successfully for some time, but the couple had debt to pay off and eventually ended up selling their shop.Plunged into financial hardship, Thapa and Fago were faced with the challenge of finding jobs. While college days were dotted with the memory of their romance, incomplete college degrees did not do much in terms of job prospects.The only employment Thapa could find was to work as a bus conductor, something he did not want to do. But he had no choice.“Society looks down on khalasi and it’s one of the most undesired jobs where you can easily be exploited. But I was determined to start somewhere to put food on the plate,” says Thapa, who recalls how he used to sleep in the bus during long journeys, earning barely Rs10 per day as allowance. He still managed to save money and could afford one meal a day for both himself and his wife.In the months that followed, he learned to drive. When he found a job as an ambulance driver for a hospital, life started looking up.The salary was good and there were other benefits. He was able to save some money and eventually, he bought a second-hand Maruti van and hired a driver to run his taxi service, while he continued working as an ambulance driver.In a few years, he bought an off-road jeep and started running long route taxi service from Ilam to Kathmandu. His journey as an entrepreneur had begun.“I learned a lot about how to become a taxi entrepreneur. I also managed to secure a loan to buy more jeeps that helped to increase our income. Today, our family is doing very well,” Thapa says.He has managed to buy a piece of land in Damak, where he is planning to build a small house for his family. He has also saved money to buy insurance for his teen daughter and three-year-old son, so that they can use the insurance money for their college education after they grow up.<img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221110121140/636ce39b9c7e80680e096662jpeg.jpg" alt="" width="1711" height="1000">Thapa explains how during the most desperate times, people can become entrepreneurial.Getting bank loans to buy vehicles to start taxi hiring service, has been a major risk. He says many taxi and ambulance drivers still do not want to take the risk of buying their own vehicles to start a business.“Without risks, you can never hope to succeed and with emotional and moral support from my wife, I found the courage, and it has really paid off,” says Thapa. He adds that as an entrepreneur, one of things he has learnt is that maintaining a good relationship with his customers can be the key to success.“You need discipline and respect for your customers even if they are very demanding so that they can keep coming back to you for service. Most of my customers call me based on my reputation and their word of mouth has helped to market my name,” says Thapa.“At first, I thought the job of khalasi was degrading but I know it was a stepping stone for me to learn so much about the transport business and I am glad I started as a khalasi,” he says.Thapa shared his story with his daughter only recently and he says she beamed with pride when she heard about how her parents had been through hard times and emerged successful. He wants his daughter to also become tough, face challenges and find a way to survive and become successful.“Going to foreign countries for education or jobs should not always be our alternative. There are lots of opportunities in Nepal if you know how to tap into them. But of course, it takes time to become successful,” he says.And he throws in a nugget of wisdom: “In our life, there is no work that we should be ashamed of. What we should be ashamed of is living as social parasites.”

The road to success

<img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221110111124/636cd18c9c7e80680e08f8bdjpeg.jpg" alt="" width="1500" height="1000"/>Why do women entrepreneurs and female small business owners in Nepal have a hard time attracting capital to grow their businesses? A series of conversations I had with banks and female entrepreneurs a few months ago provided some insights.Suppliers of capital (i.e., banks) said that they funded mostly those women entrepreneurs who could use land as collateral, and who came to them via impeccable references, which was a euphemism for ‘upper class’.They repeatedly termed women entrepreneurs as ‘risky’, adding that they did not offer business advisory services. As such, they were unable to advise the women on how to make the best use of the loans.Once the loans were disbursed to women with such impeccable references, the female entrepreneurs had to pay the interest every month, and that was the extent of the financial relationship with the banks. Most banks said that they did not feel comfortable advertising or marketing their women-focused business financing schemes for fear of attracting all sorts of 'small women entrepreneurs'.But they all said that they did have the funds, earmarked for women-owned businesses. Disbursing the loans to them, was a bit of a hassle.On the demand side, one small business owner said that even though she had been in business for ten years, and wanted to expand her bakery to a Nepal-wide e-commerce platform, the bank she went to, told her to stick to her existing stand-alone bakery, and forget about the broader e-commerce idea.Her frustration was that the bank did not see her years of experience as a plus, but instead wanted her to lower her ambitions to run only the bakery, which had been running well anyway since 2012. She had funded the business herself, and had only gone to the bank for additional investment to branch out to e-commerce.Another entrepreneur was ready to accept foreign investment, but the government’s policy of not allowing FDI of less than $500,000 in Nepali small businesses put an end to the process. She then turned to local private investors who took too much time to decide whether to chip in or not.When they did, they wanted more ownership and more control of the business, essentially turning her into their employee. This discouraged her from talking to other moneyed local investors.Another female entrepreneur said legacy women’s business associations were managed and run by women of means, who had long-standing social, cultural and professional ties to one another. They were not agile or sensitive enough to the financing needs of the next generation of ethnically-diverse, less ‘well-connected’ women entrepreneurs.One entrepreneur funded her medical business by taking out loans from friends and family businesses. Her business took off, and she struggled not so much with finances but with operational issues. She said she would have paid for this advice, which, would have saved her money. This showed that finance that came with operational or technical assistance had a greater scope of helping women entrepreneurs grow their business and generate additional jobs.Another café owner we spoke to mentioned that she did not consider bank loans because interest rates were high and the paperwork looked intimidating. Besides, once she learnt that the bank interest rates were unstable, she gave up on the loans altogether, for she did not want to be hit by a rising interest rate over a five-year period.Instead, she borrowed money from her partners. That partnership did not go well, which led her to think that she needed training or advice on negotiations and partnership management-- skills, which would have saved her money.Another tech entrepreneur shared that her lack of knowledge about finances came to light when her company ran out of cash during Covid times, making her unable to meet the payroll. Looking back, she wishes she had a better grasp of financial knowledge which would have helped her manage cash better.All the female entrepreneurs I spoke to said that the financing institutions did not pursue them. The banks’ assistance to women entrepreneurs remains available but appears to be deliberately under-marketed and under-sold. Nepali society lacked role models of financially successful women who rose through their own hard-work, and not on the coat tails of their husband or father.Venture funds, one entrepreneur said, had such high requirements and demands that women had so far stayed out of their radar. All agreed that financial solutions catering to women entrepreneurs should not be looked at in isolation. Instead, it should also encompass enhancing women’s financial and investment literacy and their knowledge of business operation efficiency.After all, running and scaling up a business was not only a matter of accessing finance but being prepared to access finance in ways that assure the lenders or capital providers that the women entrepreneurs would make good use of the invested capital.Likewise, another entrepreneur said that of all the sources of funds, the most reliable are personal and family funds. These allow the women to get things started, but, after that, women get stuck as to how to leverage their credibility to access further funds from strangers and institutions. This was, she said, the valley of death – where most women-owned businesses either failed to grow further and continued to gasp for cash or stayed small without maximising their business potential.Though Nepal’s laws around women entrepreneurship and women’s right to own assets have improved somewhat in recent years, they are still framed through a lens of patriarchy, which does not count women as possible economic beneficiaries, except as an afterthought.That women need to join the workforce is a given. That women can start businesses and scale them up well to provide jobs, is not. The constraints appear to be around growth capital and advisory services.Unless government policies, donor funds and private capital unblock these constraints, funding and scaling women-run and women-serving Nepali businesses remains a promise far short of its potential.Ashutosh Tiwari, founder at SAFAL Partners, starts this monthly column CrossCurrent in Nepali Times. He will focus on entrepreneurship, management, public policies and development as if Nepalis mattered.

Ashutosh Tiwari

Holding up half the economy

<figure><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221108181144/636a95a09c7e80680e05dc1ajpeg.jpg" alt="" width="1500" height="1125"/><figcaption>Photos: NARESH NEWAR</figcaption></figure>Farm entrepreneur Bishnu Bhujel did everything to not be a farmer like his parents in Sarlahi. Subsistence agriculture had ruined them, so they could not even send their children to school.Bishnu migrated to India for work when he turned 20 so he could support the education of his young siblings. He worked as a carpet machine operator in Banaras, a mechanic in a furniture factory in Rajasthan, and then repaired diesel generators for a living.Confident of his hands-on technical skills, Bishnu returned to Nepal to start his own furniture shop in Kathmandu. But running a business was tougher than he expected — operating costs were high due to long power cuts, staff salaries and high rent, and the furniture market was highly competitive. Profits were marginal and Bishnu lost all his savings.He then joined a local handicraft factory, where he made wooden buttons for shirts and tools for singing bowls. The salary was so low he could not even afford rent, so he started a bicycle shop, bought a taxi and ran a vegetable store. But after piling up debts, he sold all his businesses.Desperate, Bishnu decided to go back to farming as a last resort, even though he knew the pitfalls. “It was risky. We had heard stories of how small farmers struggled, but we went ahead because we had run out of options,” recalls Bishnu, now 49. He scouted around Kathmandu Valley and finally found an unused farm in Jharuwarasi, 20km outside the Ring Road in Thaiba Municpality. He and his wife Sanu leased 0.3 hectares of it for Rs100,000 a year.Read Also:<a style="background-color: #ffffff; letter-spacing: 0.01em;" href="https://nepalitimes.atavist.com/back-to-the-land" target="_blank" rel="noopener">Back to the land,</a> Sonia Awale<a style="background-color: #ffffff; letter-spacing: 0.01em;" href="http://archive.nepalitimes.com/article/nation/The-cycle-of-migration,3230" target="_blank" rel="noopener">The cycle of migration,</a> Om Astha, RaiThey first built a small tin house and tomato greenhouses. But the 2015 earthquake struck, and there was no irrigation and no electricity. “All we had were candles and the moon for light — and this was just a few kilometres from Kathmandu,” Sanu recalls.“Sanu and I are hard-working, and we were forced to be creative to survive.<figure><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221108181144/636a95a39c7e80680e05dc1bjpeg.jpg" alt="" width="640" height="471"><figcaption> </figcaption></figure>This was a big test for both of us,” says Bishnu, who then lobbied endlessly with the local ward office to get the electricity they needed to pump water for irrigation. Today, the family has electricity, a sufficient supply of water and a dirt road, which they built themselves so buyers have access to their vegetables.“Finally, it has worked. We are not rich but we have now enough income to sustain our lives, educate our children and have a decent life,” says Bishnu, whose family also opened a small grocery to generate additional income.The success of the Bhujels has been an inspiration to many local residents, a majority of whom are not using their land for commercial farming but prefer to lease it to migrant families.Bishnu notes the irony of it all: “I abandoned farming, but it is farming that has saved my family from poverty.”https://www.youtube.com/watch?v=LB1CvIEhkr0&amp;feature=youtu.beLast year, the family was able to earn Rs400,000 from the tomato patch, double the initial investment. “Farming can be profitable, but you need patience and hard work. It takes time but it is well worth it,” explains Bishnu, who hopes more Nepalis will choose to remain in the country rather than migrate to toil in the desert, far away from home.Sanu agrees: “The young generation is restless, and wants to make quick cash. They need to be entrepreneurial so that they don’t have to migrate abroad and suffer hardship and financial risks.”Journalist-turned-farmer Naresh Newar is starting this fortnightly multimedia column, Made in Nepal, in Nepali Times with this first instalment. The columns will deal with success stories of small entrepreneurs in Nepal.Read Also:<a style="background-color: #ffffff; letter-spacing: 0.01em;" href="http://archive.nepalitimes.com/article/nation/Recharging-the-mountains,3465" target="_blank" rel="noopener">Recharging the mountains,</a> Sonia Awale<a style="background-color: #ffffff; letter-spacing: 0.01em;" href="http://archive.nepalitimes.com/regular-columns/Cross-Cutting/returning-migrants-bring-back-positive-social-norms-skills,356" target="_blank" rel="noopener">Remitting knowhow,</a> Ashutosh Tiwari<a style="background-color: #ffffff; letter-spacing: 0.01em;" href="http://archive.nepalitimes.com/article/nation/farmers-in-Surkhet-save-water-boost-harvests,2132" target="_blank" rel="noopener">Smart farmers practice smart farming,</a> Stéphane Huët

Migrant worker finds farming in Nepal more rewarding

<figure><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/2022110714118/636903e69c7e80680e037ceejpeg.jpg" alt="" width="1000" height="750"/><figcaption>HELPING HANDS: The baking business is no more a one-man job for Koshi Ghale. He now has hired-help assisting him.</figcaption></figure>After a night of rain, the clouds move quickly up the mountains to the village of Barpak. Mingled with the monsoon mist that wafts through the street is the delicious smell of freshly baked donuts, muffins and buns.Following the smell leads visitors up to the Dhanapurna Bakery &amp; Cafe, opened ten years ago, was destroyed in the earthquake, and has now been rebuilt. Hot cakes are once more selling like, well, hot cakes.The bakery was set up by Koshi Ram Ghale, a Barpak native who epitomises the can-do spirit of this region of Gorkha that was at the epicentre of the 7.8 magnitude earthquake that devastated Central Nepal on 25 April 2015.Ghale, 33, is a self-made Barpak native. He worked odd jobs: as a domestic help and in restaurants in India after his father died, and his brothers joined the Indian Army. While there, he got a visit from his uncle, the noted <a href="http://archive.nepalitimes.com/article/nation/builders-of-Barpak,3185">energy entrepreneur Bir Bahadur Ghale </a>who convinced him to return to Nepal and start his own business.Read also: <a href="https://www.nepalitimes.com/banner/the-reincarnation-of-a-holy-valley/">The reincarnation of a holy valley</a>, Clara Bullock“Since I had been working in kitchens, I thought a bakery might do well in Barpak, but I had absolutely no money,” Koshi Ram recalls. His uncle chipped in, the community crowd-funded him, and he took a loan to get the Dhanapurna Bakery started. “That trust was a big source of encouragement for me. I knew I could not disappoint those who invested money into my venture,” he adds.The bakery was doing well, <a href="http://archive.nepalitimes.com/regular-columns/Between-the-lines/epicentre-of-reconstruction-barpak-after-earthquake,493">when the earthquake </a>struck. Nearly all of Barpak’s 1,400 homes were destroyed, killing about 72 people. The health post, the local administration building, and six of the seven schools collapsed. The 50 kilowatt micro-hydro plant built by Bir Bahadur Ghale was knocked out.<figure><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/2022110714118/636903e99c7e80680e037cefjpeg.jpg" alt="" width="640" height="480"><figcaption>Koshi Ram Ghale at his bakery. Photos: Dil Singh Ghale</figcaption></figure>“When the earthquake hit, we were all trying to save our own lives, no one was thinking about saving their businesses,” recalls Koshi Ram, who helped the community by organising rescues of people trapped, making sure there was food, shelter, and solar energy for the tent city that sprang up outside the village.Dhanpurna Bakery had caved in, but Koshi Ram managed to pull his oven out from under the rubble. He set up the baking equipment under a tin shed, and restarted the bakery within a year of the quake. He took out another loan, made the structure more permanent, bought a dough mixer and expanded his menu.Before the earthquake, Ghale would sell his baked items through local stores. Now, he only sells at the bakery in Mani Danda above the village, and has added a small café which has become the public sphere of<a href="http://archive.nepalitimes.com/article/nation/epicenter-barpak-born-again,2998"> Barpak’s community</a>.Koshi Ram is happy: “This is perfect for me. I can interact with my customers, and get all the village gossip.”Read also: <a href="https://www.nepalitimes.com/banner/mapping-the-earthquake-with-art/">Mapping the eathquake with art</a>, Sewa Bhattarai"This is perfect for me. I can interact with my customers, and get all the village gossip."<img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/2022110714118/636903eb9c7e80680e037cf0jpeg.jpg" alt="" width="443" height="412">Koshi Ram GhaleBakery owner<figure><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/2022110714118/636903ee9c7e80680e037cf1jpeg.jpg" alt="" width="1000" height="750"><figcaption>A view of Barpak from Ghale's Dhanpurna Bakery &amp; Cafe on a recent monsoon morning. Photo: MANISHA ARYAL</figcaption></figure>Dhanapurna Bakery is a monopoly, but that comes with its own challenges. Most of the raw material has to be ordered from Kathmandu and carried up to the village by porters which is expensive. Koshi Ram’s next goal is to get local farmers to supply the cream, eggs and flour so he does not have to import it.Today, Dhanpurna’s cakes are essential for all birthdays, weddings, graduations, and other life events of the villagers, and the bakers are busy with 3-4 double-tier birthday cakes orders every day. Says Koshi Ram: “It is as if Barpak wants to forget the horrible earthquake and celebrate life through good food.”Read also: <a href="http://archive.nepalitimes.com/article/Nepali-Times-Buzz/On-the-path-to-recovery,3625">On the path to recovery</a>, Nir Pradhan<a href="https://www.nepalitimes.com/here-now/building-homes-on-a-deadline/">Building homes on a deadline</a>, Om Astha Rai

The baker of Barpak

<figure><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221107111148/6368e2879c7e80680e033332jpeg.jpg" alt="" width="1000" height="667"/><figcaption>Harishwor Pokharel at his club Arjun Fitness. Photos: Gopen Rai</figcaption></figure>When athletes are injured, their lives turn upside-down in an instant. Most end up as coaches or referees, but once in a while someone lands a 360 kick and turns into a successful entrepreneur. That is the story of Harishwor Pokharel, once an international-level Taekwondo player and now the proprietor of four businesses from tyre repairs to momo restaurants.In the early 1980s, an 18-year old Pokharel was among the earliest batches of Nepali Taekwondo champions. Pokharel was coached by Deep Raj Gurung to become a 4th don. He graduated to the international stage during the 1986 Asian Games in Seoul. But an ankle injury in 1988 put a question mark over his career. He then went to Germany where he trained fellow players till 1992.“At that time I was earning well and I could have easily stayed on in Europe. But I thought it through, and decided to return to my home country and start something of my own,” recalls  Pokharel, with no trace of regret. That ‘something’ was a tyre resoling company, Gandaki Group, which now has 12 outlets across Nepal.The business of resoling tyres brought Pokharel great fortune, enabling him and his siblings to provide good education to their children. But when his three sons got stuck in America, he decided to initiate another plan. Four years ago, he and his family came up with <a href="http://www.classicmomo.com/">Classic Mo:Mo</a>, a restaurant chain that has become an international brand.Self-service, momos cooked in olive oil and without MSG, added fats, preservatives, artificial coloring or flavor enhancers, complimentary offer of mineral water, popcorn, vegetable or chicken soup and a hand sanitiser at every table made Classic Mo:Mo popular in Kathmandu.<figure><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221107111148/6368e28a9c7e80680e033333jpeg.jpg" alt="" width="1000" height="667"><figcaption>Pokharel serving customers at Classic Mo:Mo, Naxal</figcaption></figure>The winning formula was wholesome, hygienic food at an affordable price. Currently serving through online delivery system <a href="http://www.bhojdeals.com/">Bhoj Deal</a> and outlets in New Road, Thamel, Naxal in Nepal and Bangalore in India, Pokharel is planning to open 5-6 more franchises by the end of this year. Among his three sons, one has already returned to Nepal and is handling the company along with the online vegetable delivery Mero Store, and another plans to return next year.Despite the gradual growth of the ventures and a busy schedule, Pokharel has not left Taekwando, and says he never will. He is vice president of the Nepal Taekwondo Association, responsible for making guidelines and conditions for international participation of Nepali participants, coaches and referees.“Taekwondo in Nepal reached its peak in the 80s, but went downhill during the political transition due to lack of financial support for training. We want to take the sport back to its glory days,” says Pokharel, who continuously encourages children and parents to take up a sport.Pokharel handles sportsmanship and entrepreneurship seamlessly, often coaching little dabblers at his sports club Arjun Fitness. He brings the same discipline, team spirit, and passion for the sport into his other enterprises. Diet and nutrition overlap in both his sports and food businesses. From helping out at his kitchens to making tough strategic decisions for his companies, Pokharel has to be fast on his feet — a trait early training in Taekwondo prepared him well for.<img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221107111148/6368e28d9c7e80680e033334jpeg.jpg" alt="" width="640" height="862"><img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221107111148/6368e2909c7e80680e033335jpeg.jpg" alt="" width="640" height="960">

Martial art to momo

<img src="https://superdesk-pro-c.s3.amazonaws.com/sd-nepalitimes/20221104141140/636516fb9c7e80680e02c249jpeg.jpg" alt="" width="1400" height="1210"/>People often ask me how the United States compares with Nepal. Here are five things that are uniquely funny about my country. If you don't take these with a sense of humour, it may be hard to rationalise the way things are here.1 Not-for-profit organisations pay more than the for-profit sector. And the pay is lower in the US, compared to Nepal. As long as not-for-profit crowds out the employment sector by paying more, for-profit can never compete or really develop. After all, who can compete with what looks like a never-ending supply of free money? Besides, if the majority of people are focusing on ‘development’ which most of the time is supposed to centre on the bottom of the pyramid, who is going to focus on the middle class? (A strong middle class would probably have a much more positive effect on the BoP and quality of living.)2 Like in Silicon Valley, everybody wants to be an entrepreneur in Kathmandu Valley. Everybody wants to make it big. The only unfortunate part is, most of the kids in urban areas don’t really get a job until they are well out of their college or university years (excluding some amazing kids who are working and paying their own bills while studying). If most people want to be <a href="http://archive.nepalitimes.com/article/nation/business-of-entrepreneurship-in-nepal,3362">entrepreneurs</a> without ever having worked for someone and are mostly still dependent on their parents’ allowances, who will they hire to work on their idea? It must be quite an expensive on the job learning method. I’ve worked with few tech companies – some quite large, some small: the turnover rate is quite astounding. I still have very little clue as to what is driving the turnover rate to be so high. And large tech companies pay more than the not-for-profit sectors even at the entry level.3 Certificates: All students seem to be driven by the need to get a certificate. Most people who have worked in <a href="http://archive.nepalitimes.com/blogs/thebrief/2015/12/06/carpooling-in-kathmandu/">my social initiatives</a> have probably found to their dismay that I don’t give out certificates. I just tell them that the work they will do is worth their time and if I have funding, they get some allowance. Are the certificates so important when one applies for a job or higher education? What is driving this funny need for certificates?4 Internships need a new name or do they? I am not sure if it is because this term has been over abused in Nepal as an excuse for free labour, or if students have been properly introduced to the concept of apprenticeship. A senior mechanical engineer friend with ten years of work experience at Mitsubishi, went to hire interns from a notable Kathmandu college for his project. It turns out the students wanted Rs 2 lakh per month salary to intern with him. I am glad he eventually shared his first internship experience with the students.But in Europe when he went to intern with another car company, he had to pay for the program because he would be gaining more than he would be giving.Apprenticeships / internships mean you value what the person has to teach and you really ask for that person’s time.I used to run lunch orders for my desk in my first job. That is basically going to each person and saying can I order lunch for you? Pick it up and deliver it to you, and collect cash from you and pay the restaurant, while you work. And in exchange, maybe after about a month of doing that for you, you will stay for 10 more minutes and show me that cool excel function that would save me four hours. Running lunch orders was the easiest thing I could do to get people to give me their 10 minutes. And this was the way all the first years got by to learn the ropes of the job.This was a productive way of learning, because in those 10 minutes, I would be most attentive as I had already put in 30 minutes each day for a month or more to earn those 10 minutes.5 The number of conferences on entrepreneurship, women empowerment and development, WOW! What is even more amazing is finding the same set of speakers, CEOs and social leaders, or same set of aspiring entrepreneurs attending most of the events. How do these people work on their startups which they are so passionate about and still manage to attend the endless events? Is it for networking, for business sales, another opportune moment to catch a potential subscriber or a buyer?Whatever the reason may be, hats off to the amazing time management skills folks have here.Sumana Shrestha is an aspiring Kathmandu-based entrepreneur and used to be with Boston Consulting Group and a financial trader at Citigroup. She writes this column, To The Point in Nepali Times every fortnight.Read also:<a href="http://archive.nepalitimes.com/blogs/thebrief/2015/12/06/carpooling-in-kathmandu/">Carpooling in Kathmandu</a>,  Sahina Shrestha<a href="http://archive.nepalitimes.com/article/nation/business-of-entrepreneurship-in-nepal,3362">The business of entrepreneurship</a> , Triveni Chand and Pankaj Parajuli

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